I agree with you to a point.. When having a tight bankroll of course you'll be able to bet more times if u bet small, in theory giving u a better chance at catching the win. But if you go and bet on more money with the same bankroll, you'll be limited more, making less comfortable bets, and betting less times. Example of 20 dollars: u are able to make 20x1 dollar bets, if u make 5 dollar bets it's just 4 bets. Get me? It's a casino at the end of the day. U cant beat em, prepare to lose.
And also, If u play a live game such as crash, which u play with multiple people, placing a bet will increase count on your client seed.. which doesn't make sense to me it's not being played on client side.